What's the maximum Loan to Value Ratios for a cash out refinance?

Learn if you can add someone to your property title without adding them to your refinance loan, and understand the difference in responsibilities. Read more

Explore jumbo loan down payment: what it is, typical factors, and how lenders set minimums, with clear guidance to help you understand your options today. Read more

Learn what a conventional mortgage is, with an overview of who backs these loans, how common they are, and basic PMI considerations for smaller down payments. Read more